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three twenty one was founded in 2022 to support an underserved population: The Lucky Few.
The idea for three twenty one came about shortly after Michael and his wife Emily’s first child, Luca, was born in 2019.
To their surprise, Luca was born with an unexpected gift: an extra twenty-first chromosome.
Like all parents of children with Down Syndrome, Michael and Emily were suddenly thrust into a world of government benefits, Medicaid waivers, and decision making that felt unfamiliar and overwhelming.
Even with Michael’s extensive financial planning background and experience working with families who had a family member with special needs, he found himself immersed in complex decisions that need to be made when you have a child with special needs, and the history behind each of the systems currently in place.
three twenty one was founded to solve this problem and assist families like Michael's in navigating the various systems and decision-making as they care for their loved one.
Just before founding three twenty one, Michael served as a Private Wealth Manager for Creative Planning Inc., one of the largest Registered Investment Advisers in the country.
financial planner + founder
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
To provide specialized financial guidance and empathic advocacy to special needs families on an unplanned journey.
Brighter futures for the Lucky Few.
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